Flood

Flood insurance covers losses to your property caused by flooding. From structural and mechanical damage to flood debris clean-up and floor surfaces (like carpeting and tile), your investment is protected by a flood insurance policy, something that your homeowners policy does not offer.

Having flood insurance gives you many benefits. Not only is coverage there when you need it, but it also:

  • Compensates for all covered losses
  • Compensates for flood damages even if federal disaster aid is unavailable
  • Pays for your covered losses, unlike interest-bearing loans through federal disaster assistance
  • Comes in low-cost policies for those who qualify
  • Guarantees compensation for flood damages because the Federal government backs NFIP flood insurance
  • Helps you move on – if your property is damaged by flood, your agent is there to help you handle your claim (note: most claims are paid within 30 to 60 days)

If you should have any questions regarding Flood Insurance, or we can assist you with a quote, please feel free to contact our office.